Practical checklists and step-by-step analysis for Singapore property buyers - MCST checks, OTP preparation, house rules review, HDB-to-private upgrade decisions. If there's an action you need to take before you sign, it's covered here.
Most HDB sellers focus on the sale price and forget CPF accrued interest until it is too late to plan around it. The full net proceeds calculation, with two worked illustrations.
You may not have to sell your HDB flat before buying private, but stamp duty decides whether you should. The ABSD refund window for married couples, the 6-month rule for PRs, and bridging, explained.
An asking rent is not a rented unit. Before you buy for yield, check how many comparable units actually transacted over the past 12 months, not how many are currently listed. A high asking rent sitting on a thin transaction count tells you what a landlord hopes for, not what...
Price and layout are the easy part. Before you offer on any resale condo, check the remaining lease, the MCST's sinking fund, and the rental yield against your mortgage.
The flyer says "from $2,100 psf." That number describes exactly one unit type in the project, almost always the smallest and cheapest, and it is very likely not the layout you actually need. Compare that headline figure against a different project's headline figure and you&...
You've seen the number on every flyer and every bank's website: up to 75% LTV. That's not what your bank will lend you. It's the theoretical ceiling anyone could borrow under, and the gap between that ceiling and your actual written quote...
Retrenched and getting calls from agents already? Here's what to actually check, mortgage runway, MCST subletting rules, and ABSD timing, before you decide anything about your property.
New ECs awarded from 8 May 2026 carry a 10-year Minimum Occupation Period, not 5, most buyers comparing launches this month don't know which rule applies to their shortlist. Here's what changed and what it means for the EC vs. condo decision.
Bala's Table shows exactly how much value your leasehold property loses each year, and the loss accelerates. Here's the table, what the decay costs in psf terms, and the financing-cliff signal that marks a sensible window to plan your exit.
