Practical checklists and step-by-step analysis for Singapore property buyers - MCST checks, OTP preparation, house rules review, HDB-to-private upgrade decisions. If there's an action you need to take before you sign, it's covered here.
Before viewing a single showflat, you need four numbers: your maximum loan quantum under TDSR and LTV rules, your required down payment in cash and CPF, your stamp duty liability (BSD always, ABSD if applicable), and your total cash outlay at signing.
A $30,000 housing grant on a $1.3M EC is 2.3% of your purchase price, locked up for 8 years. Here's the honest comparison every EC buyer should make before signing the OTP.
Holding your new condo keys is a milestone, but the next 30 days are a race against the clock. From documenting defects to understanding your 12-month DLP rights, what you do now determines if the developer pays for repairs or you do. Here is your 2026 step-by-step checklist.
ABSD on a second property is 20% for Singapore Citizens, charged on the full purchase price, not just the amount above a threshold. On a $2.1M second property that's $420,000 plus BSD, totalling roughly $456,600 upfront.
Upper Thomson and Lentor both price in the same OCR band, roughly $2,100-$2,300 psf for typical units, on similar land costs ($905 psf ppr for Springleaf vs $920 for Lentor Gardens).
Your DLP gives you 12 months of free defect repairs from your developer. Most new homeowners don't use it properly. Here's exactly what it covers, and what to do before your renovation starts.